Often considered an add-on or extra cushion of insurance, Med-Pay insurance is a benefit afforded to you or any member of your household injured in an auto accident. This is another layer of insurance that when purchased, ensures any injured parties involved in an accident are covered for medical bills, up to the limits purchased by the claimant. An added benefit to this layer of insurance is that it is available regardless of fault.
Med-Pay insurance is designed to:
- Limit the need for litigation after an accident regarding medical bills and related costs
- Pay for medical bills and related costs after Personal Injury Protection has been exhausted
Med-Pay is limited monetarily by the amount of coverage purchased. In a case where more than one party was injured in your car, each would then be covered up to the limits of the policy.
How Can I Help?
As with any dealings with insurance companies, going it alone is never advisable. As an attorney with over 30 years experience in dealing with insurance companies, I assure my clients a fast recovery of maximum benefits. Insurance companies are programmed to pay out the least possible in any scenario. My staff and I work to make sure you get every cent out of your coverage.
If you have any questions about Med Pay, or want to learn more about personal injury claims in general, please call my office anytime at 978-745-5151.